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Are you ready for hurricane season?

Are you ready for hurricane season? It is upon us once again. One of the most unpredictable seasons for the Gulf Coast. Hurricane Season starts June 1st and goes through November. My experience living most of my life on the Gulf Coast is that hurricane season is no joke. From underestimating small hurricanes to preparing […]

09/06/2021 by

When do you need to purchase flood insurance?

When do you need to purchase flood insurance? I’m in a zone designated as a non-flood. I don’t need flood insurance. While it is true that you are required, by your mortgage company, to have flood insurance when you are in a FEMA designated flood zone, I always recommend buying flood insurance even if you […]

09/05/2021 by

Does “Full Cover or Full Coverage” really exist?

Does “Full Cover or Full Coverage” really exist? Be careful with the “Full Coverage” myth When people ask for “Full Coverage” they think that everything is fully covered by their policy, but they might be unpleasantly surprised at a time of an accident. The term “full coverage” originated as a term coined by Banks (Lienholders) […]

09/04/2021 by

Why is Life Insurance so important?

Why is Life Insurance so important? Life Insurance is important to guarantee your family’s financial future Just as you would plan for your retirement, you should plan for the unfortunate unforeseen event of you passing away.  By doing so, you are avoiding your loved ones from suffering financially, as well as emotionally, when you are […]

09/03/2021 by

Why is Auto Insurance Important?

Why is Auto Insurance Important? It’s best to have it and not need it Auto insurance is important because anyone can have a car accident.  That’s why they are called accidents. If we saw them coming and we could avoid them, then we wouldn’t need the insurance. Like the “Boys Scouts” motto: Be Prepared. You […]

09/02/2021 by

Why is Boat Insurance important?

Why is Boat Insurance important? Boats are just as exposed as auto- if not more… Every boatowner should have boat insurance, as they are just as exposed as autos which makes it so important to get it covered. In addition to covering your boat against collision with other boats, you should also consider possible damage […]

09/01/2021 by

Nothing like having an insurance agent available for emergencies

Nothing like having an insurance agent available for emergencies Where you ready for Uri? Insurance lessons learned from a winter storm What began as a fun snow day for the kids, and adults alike, turned into something no one imagined. Hours into our exciting snow day, the lights go out. We had already lost power! […]

08/31/2021 by

What are the benefits of having an insurance agent?

What are the benefits of having an insurance agent? You’ll more likely need your insurance agent more than your actual insurance policy. When shopping around for insurance, most people will wonder if they should contact a local agent or simply purchase their policy online. We know we need insurance to both protect against damages caused […]

08/30/2021 by